These Terms of Use govern access to and use of the Hellenic Development Bank (HDB) – InnoAgora website (the “Website”) at www.innoagora.gr. By using the Website, you unreservedly and fully accept these Terms, which apply to all of its content. If you disagree with the Terms, you must leave the Website and refrain from any further use. By visiting/using the Website, you confirm that you have read, understood, and fully accepted the Terms and acknowledge that you are bound by them on each visit.
1. Intellectual Property Rights
The content of the Website—including, without limitation, trademarks, trade names, texts, news, photographs, images, and services—is the property of HDB and is protected by applicable national and EU legislation, particularly the laws on intellectual and industrial property, except where third party rights are protected. Without HDB’s prior written consent, you may not, in whole or in part, modify, publish, transfer, reproduce, distribute, present, or otherwise use the Website content by any means for commercial or other purposes. By exception, individual copying, printing, or storage of such material for the visitor’s personal use is permitted, provided that a clear and distinct reference to the source is included and that the material is not used for commercial or other purposes.
2. User Conduct
Use of the Website must be exclusively for lawful purposes and in a manner that does not restrict or impede use by third parties. Visitors/users must comply with the rules and provisions of Greek, European, and international law and with the legislation governing telecommunications, and must refrain from any unlawful or abusive behavior that could affect other visitors/users or cause damage or malfunction to the Website and, by extension, to HDB. If HDB becomes involved in any dispute or is required to pay any form of compensation to third parties due to a visitor’s/user’s breach of obligations, that visitor/user shall be obliged to indemnify HDB on that ground.
3. Links to Third Party Websites
Through special links (e.g., hyperlinks, banners), visitors/users may be redirected from the Website to third party websites. The content of those websites is the sole responsibility of their owners. HDB does not guarantee their availability and bears no responsibility for their content, accuracy, legality, completeness, timeliness, or correctness, nor for the quality or characteristics of products or services made available through them. References to other websites are provided solely for the convenience of visitors/users and in no case constitute any form of commitment, guarantee, invitation, solicitation, or endorsement by HDB, whether for the content or for the quality of services provided. HDB is not responsible for errors or malfunctions of third party websites, nor for any damage suffered by visitors/users from accessing and using the information, services, and products provided through them.
4. Limitation of Liability
HDB makes every effort to ensure that the information contained on the Website is complete, correct, and accurate. However, under no circumstances, including negligence, shall HDB be liable for errors, omissions, or any deficiencies in the information; for delays, interruptions, or inability to transmit information; or for any other damage caused to the visitor/user due to the use of such information. The content of the Website does not constitute financial, legal, or other advice, nor a direct or indirect invitation or solicitation to carry out any investment or other act. HDB bears no responsibility for the use of the Website by visitors/users, who act on the basis of their own free will.
5. Website Security
Access to the Website is provided solely at the initiative of the user and not of HDB. Users are exclusively responsible for having the necessary equipment (e.g., personal computer), software, telecommunications equipment, and any service required to access the Website, and for protecting their systems from viruses and other malicious software. HDB has taken, to the extent feasible, the necessary security measures to protect the Website from viruses and other malicious software and monitors access with security systems to prevent attacks and other prohibited actions. This does not guarantee that the Website’s content is free of viruses, errors, or other harmful elements, and HDB is not liable for any damage to the user’s equipment, software, or files, nor for any damage the user may suffer for the above reasons.
6. Modifications
HDB reserves the right to modify these Terms at any time without prior notice, posting any such modifications on the Website. Following each modification, continued use of the Website shall be deemed acceptance of the modification.
7. Governing Law and Jurisdiction
These Terms are governed by Greek law. The courts of Athens shall have exclusive jurisdiction over any matter concerning the interpretation of these Terms and the resolution of any dispute arising from this agreement on use.
8. Severability
If any provision of these Terms is found to be contrary to law and therefore null or voidable, it shall cease to apply without affecting the validity of the remaining provisions.
