1. Subject Matter of the Cookies Policy
Hellenic Development Bank Société Anonyme, bearing the distinctive title “HDB S.A.” (hereafter “HDB S.A.” or “we”), based in Athens (Michalakopoulou 80, Postal Code 115 28, tel. +30 210 74 50 400, e-mail: [email protected]), respects the digital privacy of users of website www.innoagora.gr (hereafter “Users” or “you” and “Website”, respectively) during their visit and use of the Website. In this context, through this Cookies Policy (hereafter “Policy”), we would like to inform you regarding the cookies and/or related technologies (hereafter “cookies”) that we employ on the Website, the information we gather through these cookies, the purposes for which they are used, and other relevant information. Our objective is to ensure that you are fully informed before you provide your consent for their use, wherever such consent is necessary.
2. What Are Cookies?
Cookies are small text files containing information, which are stored on your terminal equipment (e.g. computer, mobile phone, tablet, etc.) by the server of a website you visit. On your next visit to the same website, the browser retrieves the cookies and sends that information to the website’s server. This allows the website to recognise your device and to remember your preferences and actions (e.g. display language, font size or other settings). Your browsing is made easier this way, because you do not have to repeat the same actions each time you visit a website or move from one of its pages to another.
3. What are the Existing Types of Cookies?
Cookies are classified into various types according to their origin, their lifespan and the purpose they serve. Specifically:
1. According to their origin, cookies are classified as:
2. According to their lifespan, cookies are classified as:
3. According to the purpose of their use, cookies are classified, by way of example, as:
4. Is Your Consent Required for the Use of Cookies?
Under current legislation, storing information, or gaining access to information already stored, in a user’s terminal equipment, as occurs with the use of cookies, is permitted only where the user has given their consent after having been fully informed. Cookies that are exempt from the consent requirement are those deemed technically necessary for establishing a connection to a website or for providing an online service explicitly requested by the user. Accordingly, in order to use optional cookies, we request your consent through a pop-up window, which informs you of the use of cookies and also refers you to this Policy.
5. What Cookies Do We Use on the Website?
The Website uses the following types of cookies:
Strictly necessary cookies:
These cookies are essential for the proper operation of the Website and enable you to browse it and use its features. They are necessary for the Website to function, and without them it would not be technically possible to provide the Website’s services. They are therefore always active, and your consent is not required for their use.
| Cookie name | Description – Purpose | Provider | Lifespan | Recipients (or recipient categories) |
|---|---|---|---|---|
| uw-icon-locales | Used to retain the settings of the Website’s accessibility widget. This helps persons with, for example, visual impairments to navigate the Website properly. | UserWay Inc. | Persistent | None |
| CookieConsent | Stores the User’s cookie consent status for this domain. | Interweave Agency | 1 year | None |
| 1.gif | Counts the number of times the consent banner has been loaded, in order to verify that the CMP (Consent Management Platform) mechanism is functioning properly. | Cookiebot | Session | None |
Preference cookies / functionality cookies:
These cookies are used to store settings on the Website (e.g. by remembering your preferences regarding safe search, or to make it easier for you to browse the Website, etc.). These cookies may collect information about users, such as the type of browser, the server, the language selected by the user, the user’s preferences, the user’s searches and the user’s geographical location. These cookies are placed only if you give your consent.
| Cookie name | Description – Purpose | Provider | Lifespan | Recipients (or recipient categories) |
|---|---|---|---|---|
| wp-wpml_current_language | Determines the country code on the basis of the User’s IP address and selects the User’s language. | <br> | Session | None |
Advertisement cookies:
These cookies are used to display personalised advertisements tailored to your interests and preferences. They collect information about your actions and activity on the Website, which may be disclosed to third-party advertising service providers for the purpose of creating and displaying targeted advertising content on other websites. This technology also makes it possible to measure the effectiveness of advertising campaigns and the traffic originating from third-party websites. These cookies are placed only if you give your consent.
| Cookie name | Description – Purpose | Provider | Lifespan | Recipients (or recipient categories) |
|---|---|---|---|---|
| lastExternalReferrer | Detects how the User arrived at the Website by recording the URL of the last page visited. | Meta Platforms Ireland Ltd. | Persistent | None |
| lastExternalReferrerTime | Detects how the User arrived at the Website by recording the URL of the last page visited. | Meta Platforms Ireland Ltd. | Persistent | None |
| topicsLastReferenceTime | Collects data about the User across different websites. This data is used to display advertisements that are more relevant to the User’s interests. | Meta Platforms Ireland Ltd. | Persistent | None |
| log/error | Used to detect and record potential tracking errors. | Meta Platforms Ireland Ltd. | Session | None |
| NID | Used to store the User’s preferences and to display personalised advertisements on Google services embedded in the Website, such as maps or search results. | Google LLC / Google Ireland Limited | 6 months | None |
| _fbp | Used to provide a range of advertising services, such as real-time bidding by third-party advertisers. | Meta Platforms Ireland Ltd. | 3 months | None |
| _gid | Used to send data to Google Analytics about the visitor’s device and behaviour. Tracks the visitor across different devices and marketing channels. | Google Ireland Limited | 1 day | None |
| _Secure-YEC | Stores the User’s video player preferences when an embedded YouTube video is used. | Google Ireland Limited | Session | None |
| yt-remote-device-id | Used to store the device ID and to link the User’s activity to YouTube preferences or advertisements across multiple websites. | Google Ireland Limited | Persistent | None |
| yt-remote-cast-installed | Detects whether the YouTube Cast feature is installed on the User’s device, so that it can connect to casting devices. | Google Ireland Limited | Session | None |
| yt-remote-cast-available | Detects whether a casting (Cast) device is available, so that the YouTube player can be connected to Smart TVs or other devices. May also be used to track the User’s interaction with YouTube videos. | Google Ireland Limited | Session | None |
| yt-remote-session-app | Stores information about the application or device the User uses to view embedded YouTube videos and helps manage the playback session. | Google Ireland Limited | Session | None |
| yt-remote-session-name | Stores the ID of the YouTube video playback session, in order to retain the User’s preferences and link the session to the device being used. May also be used to track the User’s interaction with embedded YouTube videos. | Google Ireland Limited | Session | None |
| yt-remote-fast-check-period | Checks the connection speed between the YouTube player and the User’s device in order to improve playback. | Google Ireland Limited | Session | None |
| yt-remote-connected-devices | Stores information about devices that have been connected to the YouTube player. | Google Ireland Limited | Persistent | None |
| yt-remote-fast-check-period | Checks the connection speed between the YouTube player and the User’s device in order to improve playback. | Google Ireland Limited | Session | None |
| yt-remote-connected-devices | Stores information about devices that have been connected to the YouTube player. | Google Ireland Limited | Persistent | None |
| ytidb::LAST_RESULT_ENTRY_KEY | Used to track the User’s interaction with embedded content. | Google Ireland Limited | Persistent | None |
| iU5q-!O9@$ | Registers a unique identifier in order to keep statistics on the YouTube videos the User has watched. | Google Ireland Limited | Session | None |
| #-# | Used to track the User’s interaction with embedded content. | Google Ireland Limited | Session | None |
| YtIdbMeta#databases | Stores YouTube player data and settings locally to improve performance and the User experience. | Google Ireland Limited | Persistent | None |
| LogsDatabaseV2:V#||LogsRequestsStore | Stores local log files about the operation and use of the embedded YouTube player. | Google Ireland Limited | Persistent | None |
| TESTCOOKIESENABLED | Used to track the User’s interaction with embedded content. | Google Ireland Limited | 1 day | None |
| remote_sid | Necessary for the implementation and operation of YouTube video content on the Website. | Google Ireland Limited | Session | None |
| LAST_RESULT_ENTRY_KEY | Stores the User’s interaction with embedded YouTube videos. | Google Ireland Limited | Session | None |
| YSC | Registers a unique identifier in order to keep statistics on the YouTube videos the User has watched. | Google Ireland Limited | Session | None |
| VISITOR_INFO1_LIVE | Attempts to estimate the User’s bandwidth on pages with embedded YouTube videos. | Google Ireland Limited | 180 days | None |
| __Secure-ROLLOUT_TOKEN | Used by YouTube to manage and implement test features and to ensure that videos function properly. | Google Ireland Limited | 180 days | None |
Site visit measurement cookies / statistical analysis cookies:
These cookies collect aggregated data about Users’ use of the Website and help improve its operation and content. They make it possible to measure traffic, analyse the Website’s performance and understand how Users interact with its pages and services. These cookies are placed only if you give your consent.
| Cookie name | Description – Purpose | Provider | Lifespan | Recipients (or recipient categories) |
|---|---|---|---|---|
| _ga | Registers a unique identifier used to generate statistical data on how the User uses the Website. Tracks the User across different devices and marketing channels. | Google Ireland Limited | 2 years | None |
| _gat | Used to throttle the request rate and regulate data collection on high-traffic websites. | Google Ireland Limited | 1 day | None |
| ga# | Used to collect data on the number of visits and sessions per User, and to track campaign data. | Google Ireland Limited | 2 years | None |
Content-sharing cookies:
These cookies are used to share the Website on social media or other third-party platforms. When they are active, social network providers may collect information about your browsing, even if you do not have an account with, or are not logged in to, the relevant service. These cookies are placed only if you give your consent.
6. How Can You Manage Cookies?
When you first access the Website, a pop-up window appears informing you about the use of cookies and requesting your consent. You may accept or reject all optional cookies by selecting “Accept All” or “Reject All”, respectively. Alternatively, you may set your preferences by giving or withholding consent for each category of cookies separately and then selecting “Accept Selected”. In that case, you may give your consent per category of cookies, as set out above, except for strictly necessary cookies, the use of which is mandatory.
You may withdraw your consent to the use of cookies and change your choices at any time through the “Cookie Settings” in the relevant section of the Website.
You may also control the use of cookies through your browser settings. Please note, however, that if you do not allow certain cookies in this way, you may not be able to access all the features of the Website. You may also delete all cookies already stored on your device by clearing your browser’s browsing history. This will delete all cookies from all websites you have visited using that browser. Please bear in mind that some stored information (e.g. Website preferences) may also be lost.
To manage and disable cookies, you can follow the relevant instructions for each browser:
7. Processing of Personal Data
Although the use of certain cookies (e.g. advertising cookies) does not allow you to be directly identified, it may involve the processing of data which, in certain cases, may be considered personal data under the General Data Protection Regulation (Regulation (EU) 2016/679, “GDPR”). This processing is based on your consent, which you may withdraw at any time through the cookie settings. For more information on the processing of your data, please refer to the Website’s Privacy Notice.
8. Updates to the Cookies Policy
HDB S.A. may amend this Cookies Policy from time to time in order to comply with regulatory changes or to optimise the functions and services of the Website. Any updates or amendments will be posted on the Website with an indication of the date, so that the most recently updated version is always identifiable.
October 2026
